{"id":49388,"date":"2023-11-21T17:37:53","date_gmt":"2023-11-21T17:37:53","guid":{"rendered":"https:\/\/prosfunds.com\/finance\/7-conversation-starters-for-holiday-gatherings-that-can-help-your-retirement\/"},"modified":"2023-11-21T17:37:54","modified_gmt":"2023-11-21T17:37:54","slug":"7-conversation-starters-for-holiday-gatherings-that-can-help-your-retirement","status":"publish","type":"post","link":"https:\/\/prosfunds.com\/?p=49388","title":{"rendered":"7 Conversation Starters For Holiday Gatherings That Can Help Your Retirement"},"content":{"rendered":"<div>\n<p>The approaching holidays present a golden opportunity to help you gain valuable insights that will help you better plan your retirement. And it\u2019s a win-win\u2014you can also engage with relatives and friends whom you might not know very well and avoid those awkward silences.<\/p>\n<p>The ice breaker: Ask them thought-provoking questions about their views on retirement.<\/p>\n<p>Recent research from the Stanford Center on Longevity shows that wrestling with provocative questions can help you engage with your own retirement planning. The research showed that you\u2019ll have better outcomes if you spend time thinking about how retirement might improve your life and the goals that are important for you instead of relying on untested assumptions.<\/p>\n<p>The questions you ask will depend on the life stage of the people you\u2019re chatting with.<\/p>\n<h2 class=\"subhead-embed color-accent bg-base font-accent font-size text-align\"><strong>3 Questions For People Who Haven\u2019t Yet Retired<\/strong><\/h2>\n<p>Retirement is usually on the radar for most people in their 50s and early 60s who are still working. Chances are good they\u2019ve been thinking a lot about their own retirement.<\/p>\n<h3 class=\"subhead3-embed color-body bg-base font-accent font-size text-align\">You can start with this question: At what age do you want to retire?<\/h3>\n<p><fbs-ad position=\"inread\" progressive=\"\" ad-id=\"article-0-inread\" aria-hidden=\"true\" role=\"presentation\"><\/fbs-ad><\/p>\n<p>If you pose this question to a group, you\u2019ll most likely see a wide range of answers.<\/p>\n<p>As with the first question, chances are good you\u2019ll hear a wide range of answers. By hearing how others think about retirement, you\u2019ll gain insights into your own retirement planning, especially if they have insights and reasons that you hadn\u2019t yet thought about. Also, it can help you focus on the important questions, rather than just drifting along making assumptions that might not be realistic.<\/p>\n<h3 class=\"subhead3-embed color-body bg-base font-accent font-size text-align\">Finally, be sure to ask: How do you define retirement? Do you want to stop working altogether, or do you want to work part time for a while?<\/h3>\n<p>With retirements lasting 20 to 30 years or more, the concept is evolving, and it can include working in some fashion during the early part of your retirement years. The challenge can be finding work that brings in needed money but still allows you to enjoy life. But you might gain ideas about the type of work you could do by hearing others\u2019 answers to these last questions.<\/p>\n<h2 class=\"subhead-embed color-accent bg-base font-accent font-size text-align\"><strong>4 Questions For Retirees<\/strong><\/h2>\n<p>If you ask the right questions, you can gain hard-won wisdom from relatives and friends who\u2019ve already retired. I\u2019ve found that most retirees are glad to talk to people about their retirement if sharing their experience will help others, especially their loved ones.<\/p>\n<h3 class=\"subhead3-embed color-body bg-base font-accent font-size text-align\">Lead off with this question: What do you like about your retirement?<\/h3>\n<p>Often, you\u2019ll hear they like the freedom of time to pursue activities, travel, reconnect with family and friends, and take care of themselves. But you might also hear answers that surprise you and could trigger your own reflections. For example, some retirees like feeling time rich and now enjoy spending time taking courses at a local community college, playing a musical instrument or joining a band, or learning to dance.<\/p>\n<h3 class=\"subhead3-embed color-body bg-base font-accent font-size text-align\">Next, ask this: What <em>don\u2019t<\/em> you like about your retirement?<\/h3>\n<p>Common answers often include missing their work friends and the money they made during their working years. Some people also felt stimulated by the challenges they faced on the job. Hearing this can help you think about how you might address these issues during your retirement.<\/p>\n<h3 class=\"subhead3-embed color-body bg-base font-accent font-size text-align\">Follow up with this question: What do you regret and wish you\u2019d done differently in regard to your retirement?<\/h3>\n<p>Most retirees learned the hard way from mistakes they made with their retirement planning. They might have retired too early, too late, or made poor choices with their finances. If you\u2019re like many people, the anticipation of regret can motivate you to develop plans that will help you avoid making future mistakes.<\/p>\n<h3 class=\"subhead3-embed color-body bg-base font-accent font-size text-align\">Finally, be sure to ask this: What advice do you have for people who haven\u2019t yet retired?<\/h3>\n<p>Many retirees are glad to pass along their advice from their lived experience. The challenge might be that they have so much to say that you want to move on to other topics.<\/p>\n<p>Most likely you\u2019ll hear that your relatives and friends are also still wrestling with these important life questions. Talking about these experiences can bring you closer and help you make the most of your holidays.<\/p>\n<\/div>\n<p>Read the full article <a href=\"https:\/\/www.forbes.com\/sites\/stevevernon\/2023\/11\/21\/7-conversation-starters-for-holiday-gatherings-to-help-your-retirement\/\" target=\"_blank\" rel=\"noopener\">here<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The approaching holidays present a golden opportunity to help you gain valuable insights that will help you better plan your retirement. And it\u2019s a win-win\u2014you can also engage with relatives and friends whom you might not know very well and avoid those awkward silences. The ice breaker: Ask them thought-provoking questions about their views on [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":49389,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","footnotes":""},"categories":[24],"tags":[],"class_list":{"0":"post-49388","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-finance"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>7 Conversation Starters For Holiday Gatherings That Can Help Your Retirement | Prosfunds<\/title>\n<meta name=\"description\" content=\"The approaching holidays present a golden opportunity to help you gain valuable insights that will help you better plan your retirement. 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